If you’re self-employed, getting a mortgage can feel like a puzzle where the pieces never quite fit. Between complicated tax returns, fluctuating income, and a lending process built for W-2 employees, business owners often hit roadblocks that shouldn’t be there. This webinar is designed to make the path clear, showing you exactly how to position your finances so underwriters say yes. You’ll also discover how strategies like small business bookkeeping services can help you present a stronger financial picture, even if your tax returns don’t tell the whole story.
What You’ll Learn
This session will give you the tools and insider knowledge to approach mortgage approval with confidence. We’ll cover:
What conventional underwriters really look for in your tax returns
Five ways to maximize qualifying income and reduce debt-to-income without overpaying in taxes
Non-Conventional (“Non-QM”) mortgage products that skip tax return requirements entirely
How using 1099s, bank statements, or profit & loss statements can improve your qualifying amount, and even save you money
The other key factors lenders check: down payment, time in business, and credit scores
Meet Your Speaker
Nelson Barss | Utah Independent Mortgage Corp.
Nelson, founder of Utah Independent Mortgage Corp., is a 25-year mortgage industry veteran with experience as a regional manager, branch manager, and trainer. Since starting his own brokerage in 2019, he’s built a reputation for helping business owners secure financing even when their tax returns look complicated. Under his leadership, the company was voted Best Mortgage Brokerage of Northern Utah in 2024 and 2025. Nelson’s deep understanding of both lending and business finances allows him to translate complex documentation into clear approvals.
Why This Webinar Is Different
Most mortgage advice for business owners is too general or assumes your finances fit a one-size-fits-all mold. This webinar is built for entrepreneurs and self-employed professionals who need solutions that reflect how they actually earn, spend, and invest. You’ll get lender-level insight, real examples, and practical next steps you can implement immediately, from cleaning up your books to exploring flexible lending products that fit your goals. Whether you want to buy your first home, move up, or invest in property, this session will help you open the right doors.