Overview of Credit Card Processing Industry & Helping Your Clients, aims to help small business owners, financial advisors, and service providers understand the complexities of payment processing, from industry structure to various options and risks. It addresses common challenges like high fees, underwriting delays, security risks, and choosing between flexible or tailored solutions, providing actionable insights to save money, reduce risks, and select providers that fit specific business needs.
What You’ll Learn
How the credit card processing industry is structured, from issuing banks and processors to ISOs and the role each plays in your fees and approvals.
The pros and cons of payment methods, including credit and debit cards, ACH, Venmo, PayPal, Square, and Stripe, plus the risks you should watch for, like phishing or fund holds.
Which type of merchant account best fits your business model, whether retail, mail/telephone order, or ecommerce, and how account setup impacts pricing and support.
The real costs and benefits of ACH processing, why it can lower fees, and where underwriting and funding delays might show up.
When consumer-focused tools like Venmo or aggregators like PayPal, Square, and Stripe make sense, and when their hidden costs or risks outweigh the convenience.
The difference between agnostic and integrated processing solutions, and how to decide whether flexibility or tailored features will serve your clients best.
What separates a strong processing partner from the rest, from transparent pricing and PCI compliance help to dedicated support and proactive tech updates.
Meet Your Speaker
Mark Holbrook | National Card Payments
Mark Holbrook, Managing Partner at National Card Payments, brings nearly 25 years of industry expertise, marking this milestone in November 2025. With a deep commitment to fostering business growth, Mark thrives on collaborating with entrepreneurs, business owners, and professionals who are dedicated to expanding their operations and optimizing revenue across diverse payment platforms. His extensive experience spans partnerships with businesses of all sizes, from emerging startups to large, multi-location enterprises, as well as banks and professionals nationwide. At National Card Payments, Mark leverages his knowledge to deliver tailored, transparent payment solutions that align with each client’s unique goals, ensuring compliance, efficiency, and success.
Why This Webinar Is Different
At National Card Payments, we work hand-in-hand with businesses like yours every day, tackling payment processing challenges while keeping growth, compliance, and costs in balance. This presentation was created based on actual insights drawn from the common issues, wins, and questions we see regularly, like unexpected fees or technology mismatches. Expect clear, practical examples, not abstract ideas. Most importantly, you’ll gain the knowledge to guide your clients, identify savings, and recommend solutions that seamlessly fit their business needs. We are here to guide you from start to finish!