The North Peak Blog

Smart, Practical Financial Advice for Business Owners

This is where we break things down. No fluff, no recycled advice, just clear, useful articles to help you run a better business. From bookkeeping best practices and cash flow strategy to tax planning and decision-making tips, this is where we share what we’ve learned helping real clients solve real problems.

If you’re trying to get your finances in shape or just want to understand the numbers a little better, start here.

How to Identify the Best Payment Terms for Your Business

Your payment terms shouldn’t be an afterthought. This guide breaks down how to choose the best payment terms for small business success—covering cash flow timing, invoice structure, industry norms, deposits, discounts, late fees, and more. Set smarter terms and get paid on time, every time.

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How to Optimize Receivables and Payables to Strengthen Cash Flow and Improve Financial Flexibility

If cash flow always feels tight, it’s time to optimize receivables and payables. Learn how to invoice smarter, manage payment cycles strategically, and use timing to your advantage. These small shifts can create cash cushions, reduce stress, and give your business more room to grow.

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Why Every Business Needs a Cash Reserve and How to Build One Without Losing Momentum

A cash reserve may not feel exciting, but it’s one of the smartest financial decisions a small business owner can make. Learn how to build a cash reserve from scratch, how much to save, where to keep it, and when to use it so your business can weather the unexpected with confidence.

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Why Cash Flow Forecasting and Monitoring Might Be the Most Important Thing You’re Not Doing

Cash flow forecasting is one of the most powerful tools a small business owner can use to plan ahead, avoid cash shortages, and make confident decisions. Learn how to build your first forecast, monitor actuals, and use both to stop guessing and start leading with financial clarity and control.

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When to Hire a Bookkeeper: How Outsourcing Can Save You Time, Money, and Headspace

Wondering when to hire a bookkeeper? If you’re spending more time on financial admin than on growing your business, it might be time to delegate. Learn how outsourcing bookkeeping can save money, free up your time, and unlock the clarity you need to scale with confidence.

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5 Key Benefits of Using QuickBooks Online for Small Business Financial Management

QuickBooks Online for small business offers mobility, scalability, and serious time savings. Learn how this cloud-based platform streamlines financial tracking, enhances team collaboration, boosts security with automatic backups, and integrates easily with your bank accounts to reduce errors and improve accuracy.

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